
K A L E I D O S C O P E
F I N A N C I A L
A veteran-owned firm helping you secure
your future with trusted annuity solutions
About us
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Eric Coons
Owner, MDRT
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Mark Huber
Licensed Retirement Planner
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Brian Flanagan
Retirement Income Specialist

At Kaleidoscope Financial, we specialize in helping individuals and families protect, grow, and simplify their retirement through fixed and fixed indexed annuity strategies.
Founded by Eric Coons, a U.S. Army veteran and independent annuity broker with over 21 years of experience, our firm has placed more than $400 million in annuity solutions that empower long-term security and peace of mind. Eric spent 10 years as a captive agent (2004–2014) before launching Kaleidoscope Financial as an independent agency—driven by a desire to offer clients truly unbiased, personalized retirement planning.
As an independent firm, we have no ties to any single carrier—allowing us to truly put our clients first.
Whether you’re preparing to retire, seeking income you can’t outlive, or rolling over assets for guaranteed growth, we deliver guidance you can trust and solutions you can count on.

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Our Services
Asset Protection
Retirement isn’t the end of growth — it’s the beginning of a smarter chapter.
Your money should keep working for you, but without the unnecessary risks that can jeopardize your peace of mind. We specialize in helping retirees protect what they’ve earned while still creating opportunities to grow and enjoy the future they’ve planned for.
Family Legacy Planning
For many of our clients, leaving a meaningful legacy to their children and grandchildren is a top priority — and they’re often amazed at how simple it can be to double or even triple that inheritance — tax-free and guaranteed.
We also guide our clients through the difficult, but essential, conversations about life’s uncertainties. We help them prepare not only for their own future, but also for the financial challenges that can come with losing a spouse — ensuring their loved ones are protected and their plans stay on track.
Future Care
The cost of long-term care has risen dramatically over the past decade — and the statistics show that most of us will face these expenses at some point. That’s why every retirement strategy should include a plan to address them.
The good news? We offer innovative hybrid insurance solutions that stretch your dollars further if you need extended care — while keeping your money 100% accessible if you don’t. It’s a smart way to protect your future without sacrificing your freedom.
Retirement Income
Ensuring your income lasts a lifetime is one of the most important — and challenging — parts of retirement planning. With people living 30 years or more in retirement, often without earned income, a thoughtful strategy is essential.
We design personalized retirement income plans that consider all your income sources and align with your unique goals. No two plans are alike — because no two retirements are.
Let us help you build a plan that gives you confidence for the years ahead.


Taking the first step toward a safer retirement can feel overwhelming but it doesn’t have to be. We want to make it simple and take away the stress and uncertainty of figuring it out on your own.
That’s why we’re giving you free access to a powerful resource: Eric’s published book,
Mastering Annuities: The Decisive Path — 10 Steps to Guide Your Annuity Decision.
Inside, you’ll discover the exact safe money strategies Eric has used to help hundreds of retirees protect their savings, generate reliable income, and gain peace of mind about their future. Don’t miss this opportunity to get clarity and confidence — for free.
click download to receive your copy today.